Can You Buy a Home on a $75K Household Income?

Many Middle Tennessee renters are surprised to learn they are closer to homeownership than they think.

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✔ Estimated price range
✔ Down payment options
✔ Programs that may reduce upfront costs
✔ Homes currently available that fit your budget

Homes that May Fit Your Budget

1508 Caney Fork Ct, La Vergne $315,000

Professional photos coming soon! This well-maintained 3 bed, 2 bath home is full of character, with thoughtful updates throughout and major systems already handled — a ne...

3 Beds
2 Baths
3306339 MLS
COMING SOON / HOLD Status
0.35000000000000003 Acres
37086 Zip Code

1044 Winding Way Dr, White House $315,000

A great opportunity for buyers looking to build equity and make a home their own. Situated on a spacious 0.52-acre lot, this 3-bedroom, 2-bath home features a functional ...

3 Beds
2 Baths
3305578 MLS
ACTIVE Status
0.51 Acres
37188 Zip Code

400 Due Ln, Columbia $315,000

Welcome home to this beautifully updated, move-in-ready property where modern finishes meet peaceful country living. Featuring vaulted ceilings, an open-concept floor pla...

2 Beds
2 Baths
3305304 MLS
COMING SOON / HOLD Status
0.30000000000000004 Acres
38401 Zip Code

4025 Cowhorne Hollow Rd, Prospect $315,000

This versatile 5-acre tract offers a perfect blend of comfort and functionality. Enjoy a spacious 3-bedroom, 2-bath home featuring an open floor plan, New carpet through ...

3 Beds
2 Baths
3287899 MLS
ACTIVE Status
5 Acres
38477 Zip Code

122 Tracy Academy St, Charlotte $315,000

RETURN TO THE LIFESTYLE THAT INCLUDES PEACEFUL FRONT PORCH LIVING! THIS CHARMING ONE STORY PROPERTY OFFERS THE BUYER A PEACEFUL, RELAXING PLACE TO CALL HOME. THIS IS A ...

3 Beds
1 Baths
3286027 MLS
ACTIVE Status
0.34 Acres
37036 Zip Code

203 Kelly Dr, Decherd $315,000

Welcome home to 203 Kelly Drive, a charming mid-century ranch that blends timeless character with thoughtful updates. This move-in ready home offers 3 bedrooms, 2 full ba...

3 Beds
2 Baths
3283770 MLS
ACTIVE Status
0.45 Acres
37324 Zip Code

107 Rainbow Cir, Columbia $315,000

Great starter home or investment opportunity in a convenient Columbia location! This beautifully renovated property features a thoughtfully updated kitchen, refreshed bat...

3 Beds
2 Baths
3279120 MLS
ACTIVE Status
0.26 Acres
38401 Zip Code

1109 McMahan St, Manchester $315,000

Welcome home to this charming 3-bedroom, 2-bath ranch nestled in a quiet, peaceful, and family-friendly neighborhood in the heart of town. Offering the perfect blend of c...

3 Beds
2 Baths
3276573 MLS
ACTIVE Status
0.46 Acres
37355 Zip Code

2116 Denham Ave, Columbia $315,000

First time on the Market! Charming jewel in downtown Columbia near the Arts District. This lovely cottage is located on a nice lot with mature trees and a park-like backy...

4 Beds
2 Baths
3272384 MLS
ACTIVE Status
0.34 Acres
38401 Zip Code

5785 Short Mountain Rd, Mcminnville image

5785 Short Mountain Rd, Mcminnville $315,000 ▼

Escape to peaceful country living with this beautifully updated 3-bedroom, 1.5-bath home situated on a fully fenced 1-acre lot in the heart of Short Mountain. Offering ap...

3 Beds
2 Baths
3270641 MLS
ACTIVE Status
1 Acres
37110 Zip Code

1081 Dublin Dr, Clarksville $315,000

Welcome to 1081 Dublin Dr, a newer-built ranch home offering convenient one-level living in a location that keeps you close to so much of what makes Clarksville easy to e...

3 Beds
2 Baths
3267426 MLS
ACTIVE Status
0.2 Acres
37042 Zip Code

1176 Cottonwood Dr, Clarksville $315,000

Welcome to this beautifully maintained 3-bedroom, 2-bath home tucked away on a quiet cul-de-sac in a desirable newer community! Built in 2022, this spacious two-story hom...

3 Beds
3 Baths
3260431 MLS
ACTIVE Status
0.46 Acres
37040 Zip Code

120 Bradley Ln, Cottontown $315,000

This unique home was constructed in 1925 as Oak Grove School, part of the Rosenwald Schools initiative, which built thousands of schools across the South for African Amer...

2 Beds
1 Baths
3254834 MLS
ACTIVE Status
1.6 Acres
37048 Zip Code

322 Joyce Cir, Lafayette $315,000

Cute 3 bedroom/2 bath home with storm shelter and 30x30 shop with electricity at the end of paved newly sealed driveway in 2025. Sunsets are so beautiful to watch from yo...

3 Beds
2 Baths
3234698 MLS
ACTIVE Status
0.47000000000000003 Acres
37083 Zip Code

840 Crawford Ln, Belvidere $315,000 ▼

MOTIVATED SELLER!!! COUNTRY LIVING CLOSE TO TOWN! Well-maintained 3-bedroom, 1-bath home situated on 2.06 acres in the beautiful Belvidere community. Enjoy the privacy of...

3 Beds
1 Baths
3234068 MLS
ACTIVE Status
2.06 Acres
37306 Zip Code

1205 Fuller St, Old Hickory $315,000 ▼

Welcome to 1205 Fuller St—an updated, move-in-ready home in the heart of Old Hickory. ASK ABOUT THE 3% ASSUMABLE MORTGAGE! Situated on a quiet private street just blocks ...

3 Beds
1 Baths
3232920 MLS
ACTIVE Status
0.2 Acres
37138 Zip Code

161 Kempville Hwy, Pleasant Shade $315,000 ▼

Fully remodeled 3-bedroom, 2-bath home offering all the features buyers are looking for—including a 30x30 detached garage with electricity! This move-in ready home featur...

3 Beds
2 Baths
3231587 MLS
ACTIVE Status
1.2 Acres
37145 Zip Code

105 Warren St, Mcminnville $315,000 ▼

Don't miss this beautifully renovated 4-bedroom, 3-bath home featuring a spacious, light-filled floor plan, custom built-ins, and a cozy gas fireplace. The updated kitche...

4 Beds
3 Baths
3230179 MLS
ACTIVE Status
0.25 Acres
37110 Zip Code

731 Rowan Dr, Nashville $315,000 ▼

Step into this diamond in the rough and imagine the possibilities! This 3-bedroom, 2-bathroom home offers plenty of space and a fantastic layout just waiting for your cre...

3 Beds
2 Baths
3228952 MLS
ACTIVE Status
0.25 Acres
37207 Zip Code

4883 Rocky Mound Rd, Westmoreland $315,000 ▼

Welcome to your own slice of peaceful country living! This beautifully updated 3-bedroom, 1.5-bath home sits on 2 acres and offers the perfect mix of charm, comfort, and ...

3 Beds
2 Baths
3226123 MLS
ACTIVE Status
2 Acres
37186 Zip Code

111 Goodner Ln, Alexandria $315,000 ▼

Motivated seller offering $5,000 in buyer concessions! 100% financing available with no down payment required for qualified buyers. Waterfront and move-in ready, this re...

3 Beds
2 Baths
3224011 MLS
ACTIVE Status
0.33 Acres
37012 Zip Code

203 Cherry Ln, Mcminnville $315,000 ▼

Spacious, versatile, and full of possibilities! This 3 bedroom, 2 bath home sits on over half an acre and offers room for everyone both inside and out. Featuring laminate...

3 Beds
2 Baths
3217079 MLS
ACTIVE Status
0.5700000000000001 Acres
37110 Zip Code

200 Malvin St, Gallatin $315,000

Welcome to 200 Malvin Street — a charming all-brick home in the heart of Gallatin that blends classic character with spacious comfort. Featuring 3 bedrooms, 1 full bath, ...

3 Beds
1 Baths
3217051 MLS
ACTIVE Status
0.35000000000000003 Acres
37066 Zip Code

631 Hidden Valley Dr, Clarksville $315,000

Welcome to this spacious 4 bedroom, 3 bath home in the Hidden Valley subdivision! With 1,841 sq ft, this home offers an open concept kitchen with plenty of cabinet space,...

4 Beds
3 Baths
3214484 MLS
ACTIVE Status
0.13 Acres
37040 Zip Code

148 Rileys Bend Rd, Lynchburg $315,000 ▼

Beautifully updated home in a highly desirable location between Tullahoma and Lynchburg, just minutes from Tims Ford Lake. This spacious 3 bedroom, 2 bath home sits on a ...

3 Beds
2 Baths
3211073 MLS
ACTIVE Status
0.85 Acres
37352 Zip Code

Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.